If you are at 62 years of age or older and have equity in your home, a Reverse Mortgage can turn that equity into a line of credit, monthly income, a lump sum of cash, or a combination of all three. Unlike a conventional mortgage, there are NO monthly mortgage payments required and the proceeds are TAX-FREE. There are no income or credit qualifications. Best of all, you retain ownership of your home and can live there for as long as you choose. Family members of public employees are eligible.
For some it is a time to spend with family and friends, explore special interests, cultivate new skills and enjoy living to the fullest. But retirement years can present special challenges. All too often people find themselves in need of extra income just to keep up. We focus on helping older Americans live in their home comfortably and securely by turning the equity in their home into extra cash or monthly income. We understand that each individual’s needs are unique. That’s why we offer a broad selection of products. We encourage you to take your time and understand your options. We are confident we can help guide you to the solution that works best for you. Ultimately the decision will always be yours. We respect that and will work closely with you to help you make the most of your resources. For many Americans a Reverse Mortgage can be a solid financial decision that can truly improve their quality of life.
Qualifying for loans with the California Discount Mortgage program is the same as getting qualified for any Conventional or Government loan program. Pre-Qualification can take as little as 15 minutes, and the service is free!
There's no commitment, and pre-qualification is free
We take your privacy seriously. You will be asked to double opt into this list and we will not share your information. You will only receive communications from us that are specific to the California Discount Mortgage Program. We appreciate you taking the time to show your interest!
THIS PRODUCT OR SERVICE HAS NOT BEEN APPROVED OR ENDORSED BY ANY GOVERNMENTAL AGENCY, AND THIS OFFER IS NOT BEING MADE BY AN AGENCY OF THE GOVERNMENT
300 Salem Street, Chico, CA 95928 | Branch NMLS ID# 845308